Buy Here Pay Here Travel Trailers
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When you finance your purchase instead of liquidating assets or paying cash, you maintain your personal financial flexibility. Plus, your RV may qualify for some of the same tax benefits as a second home mortgage. Of course, check with your tax advisor, but basically to qualify for these benefits, such as the deductibility of interest on the loan, the RV must be used as security for the loan along with providing basic living accommodations such as a sleeping area, bathroom and cooking facilities. Remember, the RV is considered a qualified second residence as long as you designate it for each tax year. What Are the Advantages of Financing Through a RV Lending Specialist Down payments are lower - Although final terms are determined based on your credit profile and the age, type and cost of the RV being purchased, financing through RV lenders usually requires down payments in the 30% range. Finance terms are longer / Monthly payments are lower - Because RV finance specialists know that RVs maintain their value and resale appeal, they tend to offer more attractive terms. In fact, it's not uncommon to find 15-20 year repayment schedules to help you afford the RV of your dreams. How Does RV Financing Compare With Other Payment Options Borrowing against an owned home is not an option unless the money is used directly for that home. Home mortgage interest deduction is restricted to interest paid on mortgage debt used to purchase or improve a residence, or to refinance the remaining balance on a purchase or improvement. The purchase of an RV, therefore, does not qualify for this deduction. Home equity loans limit the amount of interest that is deductible, if your RV loan balance exceeds $100,000. Home mortgage interest deduction is limited to interest paid on home equity loans up to $100,000. The Last Word on RV Financing Your RV might actually cost you less in the end if you finance your purchase. By not tapping into your financial assets to purchase the RV, you can take advantage of attractive new investment opportunities that might come along and the earnings from those investments can potentially exceed the cost of your RV financing. The bottom line is that if you are thinking of buying an RV, you should check financing options to maximize your purchase enjoyment. You'll be on the road enjoying your new RV before you know it! Information provided by GoRVing.com
The beach in Pasagshak Bay is perfect for beachcombing, where you can look for shells, sea glass, and driftwood. If you want to get above the water, there are numerous hikes accessible from the road to the bay. One of the most rewarding hikes is the moderate Pyramid Mountain hike, granting explorers expansive views of the wild landscape. Or, if you prefer to explore in the water, the protected bay is also great for kayaking.
Thor Industries Inc. (NYSE:THO) is a thinly covered name here at Seeking Alpha, with just one article in the last few months. In that article, the author liked the performance of the stock and was a buyer on dips. Well, Friday's dip is what is catching my eye, with the stock dropping 6% following the fiscal third-quarter results that the company just reported. In fact, the stock is now down a few bucks from where the aforementioned article recommended it, and so I felt compelled to opine on this interesting name.
For readers unfamiliar with this stock, the company is quite interesting and it generates some real profits. Many of you will recognize its products. It designs, manufactures, and sells a range of recreational vehicles and related parts in North America. This had been a tough business during and following the Great Recession. But the company is back and stronger than it has been in years. Some of its products you may know are its travel trailers under the trade names of Airstream International, Classic Limited, Sport, Flying Cloud, Land Yacht, and Eddie Bauer. Some of you may know the company for its conventional travel trailers and fifth wheels under a bunch of different trade names. Some of these include Cruiser, Rushmore, Zinger, Elevation, Outback, Laredo, Alpine, Bullet, Landmark, Trail Runner and Wilderness. There are many more. Finally, it offers the largest class of motorhomes under the names of Four Winds, Hurricane, Windsport, Chateau, Daybreak, Challenger, Tuscany, Outlaw, Palazzo, Axis, Vegas, and A.C.E.
This pressurized, stainless-steel mini-keg, designed (where else) in Portland, will keep your beer fresh and hoppy for weeks, which makes it ideal for long periods between pit-stops. The sight glass on the side let's you know when you're running low.
Thought the selection is still limited (there are only five editions out so far) Wildsam Field Guides go way beyond the traditional travel guide. With stories from locals, interesting nuggets of history, and of course best places to eat, we always keep these handy when passing through the country's coolest cities. 59ce067264